Reader’s Question:

My dad is 65 and he’s renewing his car insurance. How can he get a lower car insurance policy despite his advanced age? Many thanks.

Owen

Colorado Springs, CO

Elderly individuals are considered more high risks compared to their younger counterparts. However, your dad still has a good chance of getting a cheaper car insurance policy as long as he remembers some of these tips.

One of the best ways to increase the chances of senior citizens in getting cheaper senior car insurance is to refresh their driving skills and knowledge by enrolling in a refresher course for older drivers. One of these is the 55 Alive course. Most states in the US require vehicle insurance companies to provide discounts to those who avail of this course, so your father can get lower insurance premium rates for his senior car insurance.

Your father should also see to it that his car is fit and comfortable for him while driving. Installing seat belts that are comfortably fit for him is a good idea. His vehicle should also have automatic transmission, power brakes, and power steering so that he does not have to exert too much effort in driving. This way, companies offering senior car insurance can give him discounts because his car is safe enough for him to drive.