Reader’s Question:

How do I find cheapest car insurance?

Miguel

Gilbert, AZ

Hello Miguel! One effective way on how you can find cheapest car insurance is to shop around. Ask for several auto insurance quotes from different carriers and learn to compare what they offer. So, the next big question is how do you shop around?

First, let me just tell you the information you will need for you to get auto insurance price quotations. In most cases, auto insurance companies will ask for:

• The description of your car, including the make, model and year;
• Your car usage, if its for commuting, business, pleasure, work etc;
• Your license number;
• How many drivers are there in your household;
• The auto insurance coverage that you need and the limits you would like to have

There are three ways on how you can get auto insurance policy:

1. Direct Marketing: These marketers sell car insurance policy through the Internet, letter, or by phone.
2. Independent Agents: These kinds of agents usually represent several companies. If you chose to get car insurance from them, make sure to ask on how many auto insurance companies they represent;
3. Exclusive Agents: As opposed to independent agents, these kinds of agent only represent one company.

To find cheapest car insurance, I would highly recommend using the Internet. It gives you so many choices for auto insurance quotes. From there, you can compare prices and get the best deal that you can find.