Reader’s Question:

My brother is a bad driver. He’s been ticketed several times for different traffic violations. Because of that, our family has this huge problem on how to get car insurance for high risk driver like him. What can you say about our problem?

Sarah

Allentown, PA

When my boyfriend became a high risk driver because of his bad driving history, we asked around to know exactly what we should to get car insurance for high risk driver. These are just some of the tips I’ve remembered that I got my friends:

First, make sure to check with the Pennsylvania Department of Transportation (PENNDOT) about your brother’s driving record to give you an idea on his driving history;

Second, forced your bother to pay for fines for every single violation he had in the past and also in the present;

Third, check with PENNDOT and ask around on how your brother can improve his driving skills;

Fourth, if your brother is driving a fancy car, get a cheap car for him to get lower car insurance rates;

Fifth, ask the help of auto insurance agent so he or she could help you find better deal for car insurance for high risk driver;

Sixth, enroll your brother in a driving class to improve his driving skills;

Seventh, install anti-theft and security devices in your brother’s car (this may qualify him for an auto insurance discount);

Eighth, get car insurance for high risk driver from auto insurance company that gives the most coverage at a very reasonable price, learn to bargain;

And ninth, carefully study the auto insurance policy before your brother signs the contract.